A live audio webcast of Mr. Crittenden's presentation, as well as the presentation slides that will be shown at the conference, will be made available to the general public on the American Express website at http://ir.americanexpress.com. The presentation transcript will be available the same day at the same website address. In addition, an audio replay of Mr. Crittenden's presentation will be made available to the general public the next day at the same website address.

American Express Company is a diversified worldwide travel, financial and network services company founded in 1850. It is a world leader in charge and credit cards, Travelers Cheques, travel, financial planning, business services, insurance and international banking.