The Business Cash Rebate Credit Card from OPEN: The Small Business Network is a fee-free credit card that enables cardmembers to carry a balance and pay over time. It also provides access to the wide range of tools, services and savings offered by the OPEN Network, with the ability to earn cash back for purchases on the Card.

“The Business Cash Rebate Credit Card provides a valuable opportunity for small business owners to be rewarded for their business spending since there is no limit to the amount of cash back these cardmembers can earn,” said Peggy Maher, vice president of Lending and Network Development for OPEN: The Small Business Network. “In addition, Cardmembers who use this Card at any of the companies that are part of our Everyday Savings program are also rewarded twice. Not only do they receive an enhanced cash rebate of up to five percent, but they also receive the built-in, ongoing discounts offered by the companies in our exclusive savings program.”

The benefits of the Business Cash Rebate Credit Card include:

• Cash Rebate of up to 5 percent — The cash reward is based on customer spending behaviors. The annual cash reward for all purchases is up to 2.5 percent, and the rebate is doubled up to 5 percent for spending on the Card at any of the merchants who are part of the OPEN Network's Everyday Savings program.
   
• Savings through the Everyday Savings program — Everyday Savings is an exclusive benefit of the OPEN Network that provides ongoing savings on everyday business expenses at recognized brands, including Cingular Wireless®, Dell(TM), FedEx®, Hertz, The Hilton® Family of Hotels, Kinko's, Nextel Communications and Staples®. These savings are in addition to the cash rebate earned on the card, and, in most cases, occur automatically when small businesses use the new American Express Business Cash Rebate Credit Card. Click here for more details.
   
• No annual fee.
   
• 0 percent introductory APR for six months.
   
• Additional American Express Card benefits include: Purchase Protection Plan, which insures covered items purchased with the Card from accidental damage or theft; Buyer's Assurance, which extends a manufacturer's warranty for up to one additional year on U.S. warranties of five years or less; the ability to check and pay bills online and American Express customer service.

About OPEN: The Small Business Network
OPEN: The Small Business Network is a division of American Express that offers small business owners a wide range of tools, services and savings designed to meet their evolving needs, including charge and credit cards, convenient access to working capital and credit information, expense management reporting, enhanced online account management capabilities and savings on business services from an enhanced lineup of OPEN Network partners. To obtain more information about the OPEN Network, click here or call 1-800-NOW-OPEN to apply for a card or loan.

American Express Company is a diversified worldwide travel, financial and network services company founded in 1850. It is a world leader in charge and credit cards, Travelers Cheques, travel, financial planning, business services, insurance and international banking.