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AMERICAN EXPRESS COMPANY PLANS LIVE AUDIO WEB BROADCAST OF SEMI-ANNUAL FINANCIAL COMMUNITY MEETING

NEW YORK, July 28, 2004 -- American Express Company said today that it plans to host its semi-annual Financial Community Meeting on Wednesday, August 4th, at 2:30 p.m. (ET). At the meeting, Kenneth I. Chenault, chairman and chief executive officer, and Edward P. Gilligan, group president, Global Corporate Services and International Payments, will update the financial community on the company's performance, and senior management will be available to answer questions.

Live audio of the meeting, as well as the presentation slides that will be shown at the session, will be accessible to the general public on the American Express web site at http://ir.americanexpress.com. A replay of the meeting's audio webcast and the speakers' presentation transcripts will be available later that day at the same web site address.

American Express Company is a diversified worldwide travel, financial and network services company founded in 1850. It is a world leader in charge and credit cards, Travelers Cheques, financial planning, business services, insurance and international banking.



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